Every year, April 14 is observed across India as Ambedkar Jayanti, commemorating the birth anniversary of Dr. B.R. Ambedkar — the architect of the Indian Constitution. But what does this mean for your banking plans? Is April 14, 2025, a bank holiday?
Let’s clear the confusion and help you plan your day with this state-wise guide to bank closures and alternate options for banking.
Is April 14 a Bank Holiday in India?
Yes, Ambedkar Jayanti (April 14) is recognized as a public holiday under the Negotiable Instruments Act in several Indian states. Many public sector and private banks remain closed, especially in states where the day holds cultural and political significance.
However, bank holidays can vary by region and state policies.
➡️ Try our Free IFSC Code Finder Tool today.
States Where Banks Are Likely to Be Closed on April 14, 2025
| State 1 | State 2 | State 3 |
|---|---|---|
| Maharashtra | Madhya Pradesh | Uttar Pradesh |
| Delhi | Tamil Nadu | Karnataka |
| Andhra Pradesh | Telangana | Bihar |
| Rajasthan | Chhattisgarh | Punjab |
| Haryana | Gujarat | West Bengal |
✅ Note: RBI’s official holiday calendar confirms that most government and private sector banks in the above states will be closed.
What Banking Services Will Be Affected?
When banks are closed physically, here’s what you need to know:
| Service | Status on April 14 |
|---|---|
| Branch Visits | ❌ Closed (in holiday states) |
| Cash Deposits (Branch) | ❌ Not available |
| Cheque Clearance | ⏸ Delayed |
| ATM Access | ✅ Available |
| Internet Banking | ✅ Available |
| UPI Payments | ✅ Available |
| Mobile Banking | ✅ Available |
What About NRIs and International Customers?
If you’re an NRI living in the USA, UK, UAE, or Canada, and trying to contact your Indian bank branch on April 14, be aware that:
- Branch-level assistance won’t be available
- Phone banking may experience delays
- Use online customer portals or email services
How to Plan Your Banking Around April 14?
To avoid last-minute trouble:
- Withdraw cash in advance if needed
- Schedule NEFT/RTGS transfers for April 13 or April 15
- Avoid cheque deposits on April 14
- Use mobile apps and UPI for smooth transactions
Why Is Ambedkar Jayanti Celebrated?
Dr. Bhimrao Ramji Ambedkar was a visionary social reformer, economist, and the chief architect of the Indian Constitution. April 14 is a national celebration of equality, education, and justice — core values he stood for.
Banks across India commemorate the day by closing operations in his honor, especially in government sectors.
➡️ Try our Free IFSC Code Finder Tool today.
FAQs – Ambedkar Jayanti Bank Holiday 2025
Q. Is April 14 a national holiday?
No, it is not a national holiday but is observed in many Indian states and by government offices, banks, and educational institutions.
Q. Will online banking work on Ambedkar Jayanti?
Yes, online banking services like NEFT (if pre-scheduled), UPI, mobile banking, and internet banking will continue to work.
Q. Are banks closed in Delhi on Ambedkar Jayanti?
Yes, most banks in Delhi will observe a public holiday on April 14, 2025.
Q. Can I deposit cheques on April 14?
You can deposit them in the dropbox, but they won’t be processed until the next working day.
Planning is key. If you have critical financial transactions, do them a day before Ambedkar Jayanti to avoid delays. With digital tools and mobile apps at your fingertips, you can still manage most of your banking needs — even when branches are closed.
💡 See Also: Best IFSC Code Search Tool in 2025
