If you’re an NRI living in the United Kingdom or the United States, sending money to India is likely part of your routine. But to make a successful transfer, you’ll need the correct Indian IFSC code of your recipient’s bank branch.
Don’t have NetBanking access? No worries!
This guide will show you how to find Indian IFSC codes from UK or USA without logging into any NetBanking portal. Fast, safe, and beginner-friendly.
What is an IFSC Code?
An IFSC (Indian Financial System Code) is an 11-digit alphanumeric code used to identify specific bank branches for electronic fund transfers like NEFT, RTGS, or IMPS.
Example:HDFC0000123 – This code belongs to HDFC Bank’s Andheri branch in Mumbai.
➡️ Try our Free IFSC Code Finder Tool today.
Why NRIs in UK & USA Need IFSC Codes
If you’re transferring money to India using platforms like:
- Wise (TransferWise)
- Remitly
- Western Union
- Xoom (PayPal)
- Revolut
- Zelle (via your US bank)
- HSBC UK or Bank of America International Wire
…you’ll need to input the correct IFSC code of the beneficiary’s branch.
How to Find Indian IFSC Codes from UK or USA
- ✅ IFSC Code Search Tool
- Choose State and City
- Select the Bank Name
- Choose Branch
- Copy the IFSC Code
- RBI’s official site
- Bank’s official websites (SBI, ICICI, HDFC, etc.)
Is This Method Safe for NRIs?
Yes. As long as you use trusted sources or official bank sites, it’s completely safe. Avoid using unknown third-party websites that may have incorrect or outdated data.
Other Ways to Get IFSC Code from UK or USA
- 📱 Mobile Banking Apps – Some banks let you search IFSC codes without logging in.
- 🗣️ Ask the Recipient in India – They can check their passbook, cheque, or SMS.
- 📞 Bank Helpline – Call the bank’s customer care number from abroad.
Benefits of This Guide for NRIs in the UK and USA
- ✔️ No need for NetBanking credentials
- ✔️ Quick and secure IFSC access
- ✔️ Ideal for elderly parents abroad or NRIs with forgotten logins
- ✔️ Works on mobile or desktop
FAQs – For NRIs in the UK & USA
❓ Can I find IFSC codes from abroad?
Yes, easily through online tools or official bank websites.
❓ Do I need SWIFT code or IFSC code for sending money to India?
SWIFT Code is used for international wires.
IFSC Code is required if the transfer is routed via Indian systems like NEFT.
❓ Are IFSC code finders legal and safe to use from the UK or USA?
Yes, tools like RBI’s website or trusted IFSC finders are 100% legal and safe.
❓ Can I find IFSC and SWIFT codes together?
Some tools, including your own website, allow both lookups together.
❓ What happens if I enter the wrong IFSC code?
The transaction may fail or be misrouted. Always double-check the branch code.
Whether you’re an NRI in London, Manchester, New York, or California, accessing Indian bank details shouldn’t be a hassle. With the right tools, you can easily find IFSC codes from the UK or USA without logging into NetBanking.
➡️ Try our Free IFSC Code Finder Tool and simplify your cross-border transactions today.
💡 See Also: Best IFSC Code Search Tool in 2025
